Experience the best of the Lower Keys with this rare opportunity to own a property that blends personal enjoyment with exceptional income potential. Whether you're searching for a private waterfront getaway, vacation retreat, or proven income-producing investment, this property delivers on all fronts. Successfully operated as a short-term rental since 2018, this home has consistently generated over $100,000 annually in rental income, offering a turnkey investment opportunity while enjoying the Florida Keys lifestyle. One of the property's most valuable features is its fully transferable transient rental license, valued at approximately $400,000. Unlike many Lower Keys properties with strict rental limitations, this license allows hotel-style rentals with no minimum night restrictions - a rare and highly desirable advantage. Each home includes a private dock slip, perfect for boats, jet skis, kayaks, and other water toys. This exclusive community of just 11 homes offers exceptional privacy, a shared heated pool, and a low, owner-operated HOA. Offered fully furnished and turnkey, the property includes established rental history and everything needed to continue operating immediately. Enjoy boating, fishing, diving, and the ultimate Florida Keys lifestyle from this ideally located Cudjoe Key property.
Property Details
Financial
Annual taxes
$5,854 (2025)
Interior
Appliances
Washer, Range, Microwave, Water Heater, Refrigerator, Dryer, Disposal, Dishwasher
Exterior & Lot
Roof
Metal
Exterior features
Dock
Patio & porch
Patio
Pool
In Ground
View
Ocean
Waterfront
Ocean Front
Parking
Carport
Utilities
Water source
Public (WaterSource)
Sewer
Other
Listing Details
Property type
Residential
County
Monroe
Subdivision
Sacarma
More Details
Original list price
$999,000
Above grade finished area
1,156 sqft
Lot size square feet
967 sqft
Association
Yes
Furnished
Furnished
Pets allowed
Yes
Room type
Laundry, Family
Waterfront
Yes
Association amenities
Pool, Pets Allowed, Security, Gated, 55+ Community
Owning a home is a great investment and it is key to plan your mortgage payments ahead of time. Calculate your monthly mortgage using our free calculator below.
Required fields are marked*
Monthly Principal + Interest:—
Monthly Tax:—
Monthly Insurance:—
Total Payment:—
DISCLAIMER: The information found in these calculators is to be used as a guide and is deemed reliable but not guaranteed. Please schedule an appointment today to find out more information about your loan.
Virtual Tour
Schedule a Showing
Cookie Consent
Guess what? Cookies! 🍪
We use cookies to offer you a better website experience, and share information with our technology partners to analyze our website’s performance. By continuing to access the website, you agree that we will store data in a cookie, as outlined in our Privacy Policy